Buy-to-Let Financing
At Charleston Financial Services, we have a proven track record of securing Buy-to-Let Mortgages for our valued clients, even in challenging market conditions. Speak with one of our expert independent buy-to-let mortgage advisors to secure the best rates and terms tailored to your unique needs.
Key Features:
- Rates starting from 4.19%
- LTVs up to 80%
- Low arrangement fees
- Free valuation and legal options available
- Suitable for individuals, SPVs, and trading companies
- Same-day in-principle decisions
- Low stress rates, DSCR calculations
- Access to high street, specialist, and challenger bank lending options
Get in touch with us today.0141-424-0267
Buy-to-Let Mortgages Explained
A buy-to-let mortgage is specifically designed for property investors, developers, and landlords. Unlike a traditional residential mortgage, it is secured with the intention of renting the property to tenants, rather than for personal residence.
We accept Buy-to-Let mortgage applications from individuals, limited companies, SPVs, and overseas entities.
Buy-to-Let for Personal Investors
Whether you’re just starting out in property investment or are a seasoned landlord, the Buy-to-Let experts at Charleston are here to guide you to the best mortgage products available.
Main Benefits:
- Maximum LTV of 85%
- Loan terms ranging from 5 to 25 years
- Borrow between £5,000 and £1 million
- Same-day in-principle lending decision
- Available to first-time landlords
- No minimum outside income required
- Portfolio landlords accepted
Buy-to-Let for Limited Companies and SPVs
Corporate/Company Buy-to-Lets are perfect for purchasing residential properties through a limited company (trading) or a special purpose vehicle (SPV). At Charleston, we specialize in securing corporate buy-to-let products for:
- Property Investors
- Property Developers
- Real Estate Professionals
- Company Portfolios
- Trading Business Applicants
- Special Purpose Vehicle (SPV) Applicants
- Director Loan Contributions
- Inter-Company Loan Contributions
- Group Structures Welcome
How Can Charleston Assist You?
With over 20 years of experience and master broker status, Charleston is well-equipped to arrange both buy-to-let and corporate buy-to-let mortgages through our carefully curated panel of lending partners. We offer LTVs of up to 85% without requiring additional security. For those seeking higher financing, Charleston can source mortgage loans up to 100% LTV with the inclusion of additional security.